Mortgage Applications Slow Their Pace, But Rates Should Help Soon. What the Fed's Interest-Rate Increase Means for Your Mortgage, Car Loan. B5-1-01, High-Balance Mortgage Loan Eligibility and. 1026.35—Requirements for higher-priced mortgage loans. Reg Z - High Priced Mortgage Loan Checklist | Bankers Online. PDF Section 35 Higher Priced Mortgage Loan (HPML). Mortgage Rates: Compare Today..